About Klinix Capital Insurance Inc.
Built by physicians, for healthcare providers. An independent agency delivering integrated insurance solutions across Life & Health and Property & Casualty.
A Physician-Governed Agency Built for Healthcare
Klinix Capital Insurance Inc. was founded with a singular mission: to provide insurance solutions that genuinely understand the challenges, risks, and growth dynamics of healthcare provider organizations. We don't adapt products from other industries — we design solutions specifically for the regulatory complexity, liability exposure, and growth trajectories unique to healthcare delivery.
What sets us apart is our physician-governed structure. Every coverage decision, every carrier relationship, and every policy recommendation is filtered through the lens of people who understand healthcare from the inside. We are built inside the healthcare industry — not looking at it from the outside.
Klinix Capital Insurance Inc. holds an active General Lines Agency license issued by the Texas Department of Insurance (License #3480549, NPN 22164426) with lines of authority for both Life, Accident, Health & HMO and Property & Casualty. We are expanding our footprint nationally as additional state licenses are obtained.
On a deep focus on understanding healthcare insurance risk, access, and sustainable growth models for provider organizations.
On the belief that insurance is not just about coverage — it is about modeling risk, improving outcomes, and enabling healthcare delivery at scale.
Expanding our carrier appointments, state licensing, and national capability to serve healthcare providers wherever they operate.
A licensed Texas agency actively building carrier relationships and serving physician-led healthcare organizations with integrated insurance solutions.
What We Stand For
Healthcare-First Mindset
We don't adapt insurance from other industries to healthcare — we build from the ground up with healthcare expertise. Every product and every conversation starts with understanding the provider's world.
Growth Enablement Partnership
Insurance should accelerate provider success, not constrain it. We measure our success by yours — every coverage decision considers your growth trajectory and long-term objectives.
Operational Excellence
We demonstrate the operational maturity and risk consciousness we expect of our partners. Transparency, precision, and follow-through define how we work — every time.
Our Team
Wade Nelson
CEO, Klinix Capital Insurance Inc.
Founder and CEO of Klinix Capital Insurance Inc. With extensive experience in healthcare technology, financial services, and business development, Wade has held senior executive roles across sales, marketing, operations, and learning and development. He builds healthcare companies from the ground up with a focus on strong operations, clear structure, and long-term generational value.
Joseph Carmody
Insurance Associate
Joe brings a community-centered approach to healthcare risk and insurance strategy, combining clinical insight with deep understanding of insurance structures and regulatory dynamics. Educated at Washington and Lee University and the University of Iowa Carver College of Medicine, with experience spanning brain injury rehabilitation, autism services, crisis intervention, and oncology care. Licensed in property and casualty, life, and health insurance.
Thomas Carmody
Insurance Associate
Thomas specializes in enterprise-level risk protection for healthcare organizations. With a strong analytical foundation developed at Health Care Solutions PLC, he evaluates credentialing complexity, regulatory exposure, institutional liability, and layered risk dynamics within clinics, MSOs, and integrated delivery systems — identifying vulnerabilities often overlooked in traditional brokerage models.
Taylor Kuhia
Insurance Associate
Taylor brings over 21 years of operational leadership experience, with a strong background in payroll oversight, labor cost control, purchasing, and employee benefits administration. Known for consistency, attention to detail, and sound judgment. He approaches every client relationship with the same discipline and analytical mindset he has cultivated throughout his career.
Luke Nelson
General Lines Associate
Luke is an entrepreneur focused on building meaningful impact through sales and insurance. Specializing in life and health insurance for individuals and group markets, he approaches every client interaction with clarity, integrity, and a long-term relationship mindset. With a natural ability to listen deeply and understand unique client needs, Luke guides clients through important protection decisions with confidence and care.
Licensed. Regulated. Accountable.
Klinix Capital Insurance Inc. operates under active regulatory oversight and maintains full compliance with Texas Department of Insurance requirements.
TDI General Lines Agency License
License No. 3480549 | Issued April 8, 2026
Texas Department of Insurance
National Producer Number
NPN: 22164426
Registered with NIPR and NAIC State Based Systems
Lines of Authority
Life, Accident, Health & HMO
Property & Casualty
Principal Office
8951 Cypress Waters Blvd., Ste. 160
Coppell, TX 75019
Join Our Team
We are building the future of healthcare insurance — and we are looking for talented people who share our passion for provider success. Explore open positions and join a team committed to healthcare innovation.
Ready to work with a physician-governed agency?
Get a quote or schedule a strategic conversation today.