Health Savings Account (HSA)
Tax-advantaged accounts paired with high-deductible health plans — a powerful tool for managing healthcare costs and building long-term financial flexibility.
About Health Savings Account (HSA)
A Health Savings Account (HSA) allows individuals enrolled in an HSA-eligible High-Deductible Health Plan (HDHP) to save pre-tax dollars for qualified medical expenses. Unused funds roll over year to year and can be invested for long-term growth.
What We Can Help With
- ✓ Triple tax advantage: pre-tax contributions, tax-free growth, tax-free qualified withdrawals
- ✓ Annual contribution limits set by the IRS (indexed annually for inflation)
- ✓ Funds roll over year to year — no "use it or lose it" rule
- ✓ Investment options available once account balance reaches certain thresholds
- ✓ Funds can be used for qualified medical, dental, and vision expenses
IMPORTANT: HSA eligibility requires enrollment in an IRS-qualified High-Deductible Health Plan (HDHP). Contribution limits, qualifying expenses, and tax treatment are governed by IRS rules and are subject to change. Consult a tax professional regarding your individual circumstances.
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