Integrated Coverage Across
Life & Health and Property & Casualty
A physician-governed agency with active carrier appointments across fourteen coverage lines — coordinated through a single point of contact for your organization.
Health Insurance Solutions
Patient-centered coverage options for individuals, families, employers, and healthcare organizations — including marketplace, group, and supplemental health products.
Individual Health
Marketplace and off-exchange plans with broad carrier access and guided enrollment.
Learn More →Group Health
Employer-sponsored plans with flexible benefit design and tax-credit optimization.
Learn More →Short-Term Health
Temporary coverage for employment transitions and enrollment gaps. Not ACA-compliant — see disclosure.
Learn More →Disability Insurance
Income protection for physicians, owners, and key employees during illness or injury.
Learn More →Dental Insurance
Preventive, basic, and major dental coverage for individuals and employer groups.
Learn More →Health Savings Account
Tax-advantaged accounts paired with high-deductible plans for long-term cost management.
Learn More →Telemedicine
24/7 virtual care access for individuals and employer-sponsored benefit programs.
Learn More →Pet Insurance
Veterinary coverage completing your household's full protection portfolio.
Learn More →Health Insurance Marketplace Notice: Klinix Capital Insurance Inc. assists clients with health insurance enrollment but is not the Health Insurance Marketplace. For direct enrollment in a Marketplace plan, visit HealthCare.gov. Short-term health plans are not ACA-compliant. Coverage availability varies by state.
Risk Protection Solutions
Operational, physical, and legal protection for healthcare organizations — from medical malpractice to cyber liability and commercial property.
Medical Professional Liability
Claims-made and occurrence malpractice coverage for physicians and healthcare organizations.
Learn More →General Liability
Third-party injury and property damage coverage for your facilities and operations.
Learn More →Workers' Compensation
Employee injury coverage required by law in most states — critical for healthcare workplaces.
Learn More →Cyber Liability
PHI breach response, ransomware, HIPAA defense, and business interruption protection.
Learn More →Commercial Property
Buildings, equipment, technology infrastructure, and business interruption coverage.
Learn More →Business Owner's Policy
General Liability, Property, and Business Interruption bundled for small to mid-size practices.
Learn More →One Agency. Complete Coverage.
Healthcare providers operating with siloed insurance strategies miss critical opportunities and expose themselves to coverage gaps. Working with a single, physician-governed agency means your Life & Health and Property & Casualty coverage is coordinated — no gaps, no overlaps, no surprises.
Coverage descriptions are summaries only and do not represent the full terms, conditions, exclusions, and limitations of any policy. All coverage subject to carrier underwriting approval, applicable policy terms, and state availability. Klinix Capital Insurance Inc. is not affiliated with any government agency. TDI License #3480549 | NPN 22164426. View Full Licensing Disclosures